2018 RANKING & REVIEWS
TOP RANKING CREDIT UNIONS AND BANKS IN LAS VEGAS
The Top 5 Credit Unions and Banks in Las Vegas for Great Loan Rates and More! (+ 1 to Avoid)
While Las Vegas is known for its gambling, lavish hotels, and eye-popping shows, it’s also a major city that people live, work, and bank in every day. The Las Vegas Valley serves as the leading financial and commercial center for the state of Nevada.
Whether you work in a casino or teach at a local school, finding the best Las Vegas credit union or bank to trust with your money and get good interest rates is important. It’s also not uncommon for people to look for quick loans in Las Vegas through a reputable bank.
Award Emblem: Top 5 Best Banks & Credit Unions in Las Vegas, NV
You have 5 phenomenal options for your next bank or credit union in Las Vegas in our ranking. We’ve looked at key benefits like loan interest rates, free checking accounts, and other financial perks.
We’ll tell you why each of these Las Vegas credit unions and banks were chosen for our “Best Of” list and let you in on the one bank in Las Vegas we recommend bypassing for the time being. We’ve also got a quick FAQ on things you need to bring to ask for a loan in Las Vegas.
Top 5 Best Las Vegas Banks & Credit Union (& 1 to Avoid) | 2018 Brief Comparison & Ranking
Best Las Vegas Credit Union or Bank | 2018 Ratings |
| Clark County Credit Union | 5 |
| One Nevada Credit Union | 5 |
| Bank of Nevada | 3 |
| Chase Bank | 3 |
| Nevada State Bank | 3 |
| Meadows Bank | 1 |
Table: Top 5 Banks & Credit Unions in Las Vegas (& 1 to Avoid) | Above list is sorted by rating
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How to Bank in Las Vegas FAQ | What Should I Bring To Apply for a LV Loan in 2018?
If you Google search “fast loans in Las Vegas” you can find lots of non-bank options, some less shady than others. But if you don’t go through a reputable bank or credit union in Las Vegas for a loan, you can bet you’re going to be paying some high interest rates.
For the lowest interest rates on a personal or auto loan, it’s best to go the traditional route, and if you come prepared, there’s no reason it can’t also be a quick and easy process.
Here are some of the thing to bring with you when applying for a bank loan in Las Vegas to help the process go smoothly:
- Your ID (Driver’s license, etc..)
- Your full contact information (address, phone)
- Proof of income (W-2’s or pay stubs)
- Employer’s contact information
- Recent tax returns (for the last few years)
- Proof of assets (home, investments, etc…)
- Your bank account and credit card debt information
AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top-rated lists?
Please click here “AdvisoryHQ’s RankingMethodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top-rated credit cards, financial accounts, firms, products, and services.
Detailed Review – Top Ranking Best Las Vegas Credit Union or Bank (& 1 to Avoid)
Below, please find a detailed review of each firm on our list of top credit union or bank in Las Vegas. We have highlighted some of the factors that allowed these Las Vegas credit unions and banks to score so highly in our selection ranking.
Click on any of the names below to go directly to the review section for that firm.
- Clark County Credit Union
- One Nevada Credit Union
- Bank of Nevada
- Chase Bank
- Nevada State Bank
- Meadows Bank
Clark County Credit Union Review
Las Vegas is situated in Clark County, so it’s no surprise you have a namesake credit union in Las Vegas there. Clark County Credit Union was started by county employees in 1951, and today is open to anyone that is connected to a wide range of select employer groups.
Below are the highlights that make Clark County Credit Union stand out on this 2018 Ranking of the Best Las Vegas Credit Unions and Banks.
Clark County Credit Union in Las Vegas at a Glance:
- 6 branch locations in Las Vegas, Nevada & surrounding areas
- Loans in Las Vegas with low rates & flexible terms
- Land and home construction loans
- Commercial lending with unsecured revolving lines of credit
- Free checking account options
Free Financial Guidance & Services
Who does’t like some free financial guidance from time to time? If you do, then Clark County is a credit union in Las Vegas, NV you’ll like. They partner with the industry-leading BALANCE program to give members free access to financial education resources, counseling services, and more.
Rating Summary
Customers describe this credit union in Las Vegas as “a pleasure to work with” and “excellent.” They get high scores on multiple reviews sites, and we’ve rated Clark County Credit Union high as well, with a 5 rating as one of the best Las Vegas credit unions.
The free financial management services through BALANCE are a huge plus that sets this credit union in Las Vegas apart from others. They also offer low rates on loans with an easy and flexible application process.
Members can’t say enough great things about their excellent customer service. So, if you don’t mind having a few less branch locations in exchange for being treated well by their team, this is one of the Las Vegas credit unions you’ll want to check out further.
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One Nevada Credit Union Review
One Nevada Credit Union traces its roots back to 1950. It came about from the combining of a credit union in Las Vegas for Vegas Air Base and one for city employees. Today, they’re open to anyone that lives, works, worships, or attends school in Clark, Nye, or Washoe counties.
Below are the highlights that make One Nevada Credit Union stand out on AdvisoryHQ’s 2018 Ranking of the Best Las Vegas Credit Unions and Banks.
One Nevada Credit Union in Las Vegas at a Glance:
- 12 branch locations in Las Vegas, Nevada & surrounding areas
- Auto loans as low as 2.99% APR
- Credit card rates starting at 9.50%
- Commercial real estate loans from $1 to $5 million
- Free or $5/month checking account options
Save an Average of $4,000 on Mortgage Loan Costs
If you’re looking for the best deal on a home loan in Las Vegas, then you’ll want to consider One Nevada Credit Union. They state that they save members an average of $4,000 on things like closing fees and other costs for mortgages as compared to the competition.
Rating Summary
Members find One Nevada Credit Union a pleasure to work with. They mention it being a “really nice” place to do business and compliment their fair and easy loan process. We scored this credit union in Las Vegas a 5, as one of the best.
Their savings on fees and the low rates they offer, make them one of the best Las Vegas credit unions to go to for any type of loan. Customers mention that they are also happy to work with people that are repairing their credit.
One Nevada Credit Union is part of a larger network that gives you access to 46,000 free ATMs nationwide and offer Nevada-based customer service.
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Bank of Nevada Review
Bank of Nevada was started in 1994 and is focused on serving the Southern Nevada community. This is one of the banks in Las Vegas that’s part of the Western Alliance Bancorporation, dedicated to serving businesses with commercial banking solutions, but they have personal banking services too.
Below are the highlights that make Bank of Nevada stand out on this 2018 Ranking of the Best Las Vegas Banks & Credit Unions.
Bank of Nevada in Las Vegas at a Glance:
- 10 branch locations in Las Vegas, Nevada & surrounding areas
- Secured & unsecured personal loans at competitive rates
- Fast loan approval process
- Small Business Administration (SBA) loans
- Free personal checking with direct deposit
A Bank Focused on Entrepreneurs
If you’re a small business owner or are looking to start a new venture, this is one of the best Las Vegas banks to consider. They cator to business banking needs of all types, including loan services or equipment expenditures and warehouse financing. They also offer international banking and have industry expertise in multiple areas.
Rating Summary
We rated Bank of Nevada a high 3 on our rating of the best Las Vegas credit unions and banks. The only thing keeping them from a higher score was a few mixed reviews online regarding their customer service.
If you have a business or are starting one, they’re definitely a number one choice for banking in Las Vegas. While, they do offer personal banking, it’s clear that their expertise is in business, community, and non-profit banking services.
They note that their personal loan process is easy and fast. So, while some may overlook this bank in Las Vegas due to their focus on business, you may just find the perfect competitive rate here for a secured or unsecured loan.
Chase Bank Review
If you like to have plenty of branch options no matter where you are in the U.S., then Chase Bank in Las Vegas is a good option for you. They have over 5,100 branches and over 16,000 ATMs. So, nearly wherever you go, your bank in Las Vegas is there.
Below are the highlights that make Chase Bank Las Vegas stand out on this 2018 Ranking of the Best Las Vegas Banks & Credit Unions.
Chase Bank in Las Vegas at a Glance:
- 49 branch locations in Las Vegas, Nevada & surrounding areas
- Auto loans starting at 3.64% APR
- Home equity line of credit with no closing fees
- Business term loans and SBA financing
- Free interest-bearing checking account
24 Credit Card Choices
There are no lack of rewards credit card options when you bank with Chase Bank Las Vegas. They have 24 different cards to choose from for travel rewards, cash back rewards, zero to low interest balance transfer cards and small business credit cards.
Rating Summary
We rated Chase Bank Las Vegas a 3 in our ranking of the top credit unions and banks in Las Vegas. There are some customers that praise their great customer service and others that don’t like the long lines and lack of enough tellers.
For a larger bank in Las Vegas, they offer some decent loan rates and terms. So you may want to consider Chase the next time you’re looking for business, home, or auto loans in Las Vegas.
Their wide array of services and tons of rewards and cash back credit card options also make Chase Bank Las Vegas an excellent choice for personalized banking.
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Nevada State Bank Review
Nevada State Bank has been serving state residents for over 56 years. They’re a division of ZB, N.A. which operates nearly 500 financial centers across 11 western states. This makes them one of the banks in Las Vegas with a larger regional connection.
Below are the highlights that make Chase Bank Las Vegas stand out on our 2018 top Las Vegas banks & credit unions ranking.
Nevada State Bank in Las Vegas at a Glance:
- 20 branch locations in Las Vegas, Nevada & surrounding areas
- Auto loans starting at 3.07% APR
- Unsecured personal loans starting at 8.75% APR
- SBA Preferred Lender
- Free checking options with minimum balance or direct deposit
“Best Bank” Awards
Nevada State Bank is one of the award-winning and popular banks in Las Vegas. They’ve been voted “Best Bank” in three of Nevada’s metropolitan areas, in three different publication’s readers’ choice awards. Customers in Las Vegas, Reno, and Elko all voted Nevada State Bank as a top bank.
Rating Summary
We rated Nevada State Bank a 3 on our list of best Las Vegas banks. While most customers praise their fast and friendly service, some have complaints about high fees, especially when closing an account.
Their connection to “sister banks” in 11 other western states makes them one of the most convenient bank or credit union in Las Vegas if you travel throughout the region. They also have a good number of locations in the Las Vegas area.
Nevada State Bank also offers cash back and rewards credit cards with no annual fee, so if you’re looking to get perks with purchases, you’ll want to check out this bank in Las Vegas, NV.
Meadows Bank Review
Now it’s time to tell you which bank in Las Vegas we recommend avoiding for the time being. In researching Meadows Bank, which was founded in 2008, we found a real lack of information online and no rating at the Better Business Bureau (BBB).
Below are some of the improvements we feel would help Meadows Bank get a chance at being reconsidered as a best Las Vegas bank in the future.
Request Customer Reviews
With no real reviews online for this bank in Las Vegas, it’s hard to know if they even serve many customers at all. If they linked to a few of the key review sites like BBB and Yelp and encouraged customer reviews, it could help them get on the map among other banks in Las Vegas.
Improve Website
The website for Meadows Bank is woefully outdated and doesn’t exactly inspire confidence when you get there. With them being relatively new as compared to other banks and credit unions in Las Vegas, you’d think their website would be more modern. An update would help attract more customers.
Rating Summary
Meadows Bank was rated a 1 in our list of the best Las Vegas credit union or bank, and noted as one you may want to avoid until they improve in a few key areas as noted above.
Another improvement they could make would be to add more locations. They currently have just 3 in the Las Vegas area. They do have a total of 7 throughout the state of Nevada, which is a good sign.
Being fairly new and unknown are both factors in the lack of information about Meadows Bank. Over time and with a few improvements to their online presence, they could potentially be ranked among the best Las Vegas banks & credit unions in the future.
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Conclusion – Top 5 Best Las Vegas Banks & Credit Unions for Loans & More
In this ranking of the top Las Vegas banks & credit unions, it looks like the credit unions in Las Vegas slightly edged out the best banks when it came to customer reviews and satisfaction. But whichever you choose, there are excellent rates and account deals to be had with all of them.
You’ve also got your choice of banks with a larger footprint, like Chase Bank in Las Vegas, or smaller local ones known for hometown customer service, like One Nevada Credit Union.
Inbetween enjoying the glitz and glamour of this one-of-a-kind city, it never hurts to research the loan, credit card, and checking account options at your local banks and credit unions to find the best fit for your banking needs in Las Vegas.
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Summary
Reviewer AdvisoryHQ News
Review Date
Item Reviewed
Ranking of Banks & Credit Unions in Las Vegas
Author Rating
4
Item Name Banks & Credit Unions in Las Vegas
As an enthusiast with a deep understanding of the financial landscape in Las Vegas, I'd like to provide insights into the concepts discussed in the article about the "Top 5 Credit Unions and Banks in Las Vegas for Great Loan Rates and More!"
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Clark County Credit Union:
- Established in 1951 by county employees in Clark County.
- Open to anyone connected to a wide range of select employer groups.
- Offers low-rate loans with flexible terms.
- Provides land and home construction loans.
- Commercial lending with unsecured revolving lines of credit.
- 6 branch locations in Las Vegas.
-
One Nevada Credit Union:
- Traces its roots back to 1950, formed by combining credit unions for Vegas Air Base and city employees.
- Open to anyone in Clark, Nye, or Washoe counties.
- Offers auto loans as low as 2.99% APR and credit card rates starting at 9.50%.
- Provides commercial real estate loans and free or $5/month checking account options.
- Claims to save members an average of $4,000 on mortgage loan costs.
- 12 branch locations in Las Vegas.
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Bank of Nevada:
- Started in 1994, focused on serving the Southern Nevada community.
- Part of the Western Alliance Bancorporation.
- Offers secured and unsecured personal loans at competitive rates.
- Fast loan approval process and Small Business Administration (SBA) loans.
- 10 branch locations in Las Vegas.
- Specializes in business banking services.
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Chase Bank:
- Over 5,100 branches and 16,000 ATMs nationwide.
- Auto loans starting at 3.64% APR, home equity line of credit with no closing fees.
- Business term loans and SBA financing.
- Offers 24 credit card choices for various rewards.
- 49 branch locations in Las Vegas.
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Nevada State Bank:
- Serving state residents for over 56 years, a division of ZB, N.A.
- 20 branch locations in Las Vegas.
- Auto loans starting at 3.07% APR and unsecured personal loans starting at 8.75% APR.
- Recognized with "Best Bank" awards in multiple Nevada metropolitan areas.
- Offers cash back and rewards credit cards with no annual fee.
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Meadows Bank (To Avoid):
- Founded in 2008, lacking information online and no BBB rating.
- Only 3 branch locations in Las Vegas.
- Identified areas for improvement include customer reviews, website modernization, and adding more locations.
In conclusion, while credit unions like Clark County and One Nevada offer personalized services and competitive rates, banks like Bank of Nevada, Chase, and Nevada State Bank provide a range of services with larger regional connections. It's recommended to avoid Meadows Bank for now due to limited information and identified areas for improvement.
